Once you’ve answered these questions, it’s time to set up a budget. Next, it will ask you whether you’re budgeting alone or with a partner as well as if your income is fixed or variable. When you’re first getting started with YNAB, the site will ask you why you want to use the tool.ĭo you want to pay off debt? Break the paycheck-to-paycheck cycle? Save for a big purchase? Choose one or more of the six available options. Here’s a brief description of what you’ll need to do when you sign up. The program is set up to walk you through each step. Users outside the country have reported issues with syncing their bank accounts. Whether you’re a first-time budgeter wanting to start from square one or an experienced budgeter looking to step up your game, YNAB has something for you.Īdditionally, the app works best for people within the United States. YNAB is for anyone who wants to get a handle on their money.
#YOU NEED A BUDGET SIGN IN SOFTWARE#
The software even includes a comprehensive learning and workshop section to help you get educated on various personal finance topics. It’s grown into a full-fledged budgeting tool that can help just about anyone. Today, the YNAB software includes apps for Android, iOS and even Alexa.
Money was tight, so Jesse developed a money plan to help them stay on track despite their limited income. Jesse and his wife, Julie, were college students who had recently married.
YNAB stands for “You Need A Budget” and is a budgeting tool that was created by Jesse Mecham.
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